Bluffton Estate Planning: 10 Reasons for Having A Will

This post tackles Bluffton: Reasons for Having A Will the many questions that people have on writing a will. It is important to know how to make one that will be deemed valid by the court. Continue reading if you want to learn more.

Read more

Great News For Hilton Head and Bluffton – Real Estate Closings Are UP!

 Great News For Hilton Head and Bluffton Real Estate Closings

I am almost afraid to say it for fear of jinxing what might be the beginning of a trend.  BUT, here it goes.


The market in real property is getting stronger on Hilton Head Island, Bluffton, Sun City and the Far West Frontier – Hardeeville.  Estate Planning is picking up steam too.  Even construction contracts just flying off the shelf (actually flying off the computer).  I’m afraid to breathe.  Knocking on wood!   Let’s see what this week holds.  Will keep y’all posted!


Denny FraserWe get the occasional springlike day that serves as a reminder that winter will have to give up soon. Certainly hope so. Buyers of paradise seem to be shaking off the holiday hangover and are creeping back in the property market. We are told that the freefall from the ’08 crash is over, prices have stabilized and beginning to climb back to reasonable levels. Our little firm closes about twenty resort properties monthly, and I usually check the square foot price on resale homes. My unscientific comparison still shows resale properties selling below the land + brick + mortar price. That means there are still great deals available on great homes in Hilton Head Island and Bluffton, Sc. The housing experts are telling us that inflation in building materials and labor cost is likely to keep the high quality resale homes at a bargain level. Bargains don’t last for ever, so hopefully those wanting to grab a deal on investment, retirement and vacation homes need to jump in. We love closing home sales for people buying a piece of paradise, but really love it when they get a great deal.

The Party’s Over. But the Fun’ Just Startin

Yes the party’s over.  The Thanksgiving leftovers are all gone but not forgotten.  The family has all migrated back to their respective corners of the earth, and Monday which seemed all too distant last Wednesday, has arrived in the blink of an eye.  Damn, it all goes so fast.  But the good thing is we are all rested and ready for a great week of business in the  banking, real estate and estate planning world.  I thought I’d start my hit and miss weekly blog with a look back.  Not for what we are thankful for because we have been praying over that all this past Thanksgiving weekend, but to reproduce another little blog  I do for my BNI group (BNI is a worldwide business networking association).  They call blogs and vlogs “CLE’s).  Y’all will notice I had fun doing it, but hidden within it is link to a business video with some really cool advice about how to make a business day count.  So here ya go:

Dear BNI’ers.  Here’s an earlybird special for your Thanksgiving delight.  The gift that keeps on giving.  A CLE just for the fun of it.  I know we don’t  have a meeting tomorrow, but this video is so insanely crazy (in)appropriate for Thanksgiving I just couldn’t resist sending it out early so you’d be ready for the big day’ aptly titled “How (and When) to Sharpen Your Sword.”   Watch this video and then give those turkeys three steps because they gonna need it once you get that sword sharpened!  Now enjoy the video.  Then follow these simple directions to have a great TGiving:


Sharpen your sword,

get out the cutting board,

chop that bird’n cook’em up, 

save some for the pup,  

whipup some dressing,

say a good blessing,

chomp down that gobbler,

finish it with cobbler,

try not to slobber,

watch a parade,

play some charades,

turn on the game,

and don’t be lame,

show some manners,

stand for the banner,

don’t take a knee,

cept to adjust the TV,

hang out in your sweats,

have no regrets,

share some friendship,

don’t give nobody no lip,

give’em all a big hug,

it works like a drug,

and one thing above,

spread the love,

drink a nightcap or eight,

don’t stay up too late,

lock up the door,

fall asleep on the floor,

wake up at four,

stagger up to bed,

don’t think to dread,

in spite of the good wishes,

nobody’s  gonna help wash all those dishes. 


And get ready to kick some business butt next week.


OH Yeah, watch this video.


So the whole idea of the video is to use every minute of business time to sell or do whatever it is that you do to make a living or make your business grow.  Don’t use your day to metaphorically sharpen your sword.  Do the sword sharpening at night.  Pick your metaphor.  Fuel your jets.  Load your guns.  Pack your wagons.  Feed your horses.  Sharpen your pencils. Whatever.  But when the sun comes up, hit the ground running and sell, sell, sell.  Maybe it isn’t selling for everyone, but be ready to do what is that you do to make a better life.  For me, it is doing real estate closings and estate plans, wills, living wills, powers of attorney in Hilton Head Island, Bluffton, Okatie and Sun City Hilton.

I hope you all have enjoyed this little message.  For most, I am speaking to the choir, but maybe it is helpful to chant the basics of good business to truly the successful just as a  reminder.

Have a blessed and successful week!





THNKSGIVING.  We are almost at the end of 2017, and I would swear that it just started a couple of months ago.  Where did it go?  I know all this year end lamenting and reflecting is usually reserved for New Years Eve, but this year was pretty good in many respects so maybe the time to reflect and give thanks is now — THANKSGIVING.  Seems appropriate.  The idea of giving some thanks at Thanksgiving.  Not just for good business, but for most everything.  It has been a pretty good year for our little firm, doing wills, estate planning, real estate closings, loan closings, and whatnot in Hilton Head, Bluffton, Okatie, Sun City Hilton, but a good business year is just one piece of the picture.  We’ve been blessed in so many ways.  Good business isn’t just doing good business – that’s only half the equation.  The other half is having good customers (sorry as an old business guy I still call “clients” customers) to do good business with.  And we surely have been blessed with some incredible and awesome customers – repeat buyers and sellers, new arrivals making the Low Country their home for life, and my favorite – young couples buying a first home – pretty awesome stuff.   We have much to be thankful for.  Debbie and I work together running the Fraser Law Firm, LLC which is fun, but the new twist is that we merged our real estate practice with the Going Law Firm, LLC and get to work with Rob Going, Susan Olmstead, Cami Jo Gort and Kathy Palumbo most everyday.  What a fun and capable group, and the best thing is our capacity for transactional work is now huge, and their capacity for doing more estate planning and construction law with our help is now huge also.  I think that is called a Win Win.  So business is good and the future looks bright.  Maybe even “sunglasses” bright.  Just is case I’ll keep my Costa’s on a short leash.  So this week we are offering thanks for a good business year, and thanks for the good things happening in our family life.  We wish everyone a happy and safe Thanksgiving day and offer our sincerest hopes for continued blessings.



Hurricane Irma gave Hilton Head and surrounding county quite a beating, but nothing like the destruction down in Fla. We wish our Floridian neighbors a speedy recovery and stand ready to help as able. Our office and computer system at the Fraser Law Firm, LLC survived intact and we are so excited to be back at work today preparing real estate closings and estate planning packages for clients in Hilton Head, Bluffton and Okatie (Sun City HH). All in All we here in the Low Country were very lucky and have much to be thankful for. No doubt that business will back up to full speed soon with new home purchases, HELOCs, home sales, ReFis, wills, living wills, health care proxies, and many other things of personal importance; however, I hope each of us will take time to reflect on our good fortune and to return thanks to a higher power for the many blessings in our lives and to ask for strength to bear the challenges that remain in the wake of Irma.